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Banks, Regulation, and the Real Sector

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PSD2 and the Transformation of the Business Model of Payment Services Providers

April 10, 2020 by Alberto Franco Pozzolo

I would like to thank Vincenzo de Stasio, Maria Iride Vangelisti and participants at the Conference on “L’attuazione della seconda direttiva sui servizi di pagamento e ‘open banking’”, Bergamo, 18-19 October 2019 for comments and suggestions. All remaining errors are my own responsibility. Introduction The provision of payment services is one of the most important […]

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Competing Electronic-Moneys: Why Recent Developments in the Payment System Require Stronger Regulation

October 9, 2019 by Giorgio Barba Navaretti, Giacomo Calzolari and Alberto Franco Pozzolo

Introduction In the last years, after decades of lethargy, the retail payment industry has started to thrive. Means of payment which were unthinkable of in the recent past are now available, and innovative services are offered by old and new players. The revolution in information and telecommunication technologies has taken some time to shake what […]

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Preview Issue 3.2015: The Single Supervisory Mechanism and cross-border banking

August 23, 2015 by European Economy

The Single Supervisory Mechanism (SSM) is the first pillar of the European Banking Union. The third issue of European Economy – Banks, Regulation, and the Real Sector examines the design  of the SSM, the major issues concerning its implementation, and the main future challenges ahead, focusing on how far the SSM is an effective enabler […]

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Preview 2.2015: Who takes the risk for funding SMEs?

August 23, 2015 by European Economy

Lending to the real economy is a fundamental ingredient to restore a sustainable growth path. Especially important is lending to Small Medium Enterprises (SMEs). This for two reasons. First because these firms account for a large share of GDP  in all advanced and emerging economies; second, because SMEs are fairly risky subjects and Basel III […]

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Issue 2017.2 FinTech and Banks: Friends or Foes?

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European Economy
Banks, Regulation, and the Real Sector

is an online publication of the Review of Economic Conditions in Italy magazine.

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